Housing Rehabilitation


Low and moderate income homeowners are offered low-interest loans and/or forgivable loans to rehabilitate homes to meet health and safety needs, limited by type or extend of work needed.

The objective of the Owner-Occupied Rehabilitation Program is to restore each housing unit receiving financial assistance to a physical condition, which will result in life expectancy of at least 20 years.

The Owner-Occupied Rehabilitation Program provides financial assistance to repair substandard units. The funds are given as conditional grants, deferred loans, or low interest loans depending upon household incomes.

Income eligibility guidelines are based upon a maximum of Eighty Percent (80%) of Area Median Household Income for various family sizes as established for each county by the Nebraska Department of Economic Development.

Eligible properties shall be single family, owner-occupied units that do not meet the Nebraska Department of Economic Development’s Rehabilitation Standards. Eligible properties will be the principle residence of the homeowner applicant and the structure’s conditions are such that it can be rehabilitated at a reasonable cost.

Available in Butler, Fillmore, Gage, Jefferson, Polk, Saline, Seward, Thayer and York Counties. For more information contact the Housing & Rural Development Department at (402) 729-2278.

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